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Express Health Package

Fidelity Life Medical Aid Society

Value oriented package which allows clients access to some form of private hospital facility.
It also allows clients to visit private practitioners but does not give access to emergency rooms.


  • Private hospitals – GROUP 3 (PSMI clinincs, saburban hospital, Borrodaile, Harare east memorial, Malborough)
  • General Practitioners
  • No emergency rooms, no specialist treatment

Summary of major benefits

  • Institutions: Treatment at Group 3 Private institutions
  • Consultation: 100% OF ZIMA
  • Specialist Treatment: Covered in full
  • Hospitalization: 100% OF ZIMA
  • Drugs: Covered in full
  • Optical: Covered in full up to 400
  • Dental: Covered in full up to 100
  • Maternity: Covered in full

Waiting periods

3 months Admission and treatment at a hospital, general consultation, upgrading to a higher package
6 months Spectacles, CT & MRI scans, special treatment
9 months Maternity benefit
12 months Foreign specialist treatment, homes providing care
24 months Chronic medication for cancer drugs, haemodialysis, chemotherapy

NB: Waiting periods may be waived for individuals coming from other medical aid societies.