263 (4) 750927 - 34
Select Page

We invest wisely for thousands of workers, to ensure they enjoy the fruits of their labours.

Imagine what we can do for you.

We cover over 30 000 people, helping them meet their medical costs. Every time.

Imagine what we can do for you.

We assist hundreds of widows and dependents with life assurance payouts. Effortlessly. Quickly.

Imagine what we can do for you.

By 2020, we will have helped over 25 000 widows put their children through school.

Imagine what we can do for you.

At this very moment, we help over 30 000 people get back on their feet.

Imagine what we can do for you.

Build your own home and establish your legacy. Get free funeral cover and loan protection with every stand.

Imagine what we can do for you.

Apply online

Medical Aid Individual Membership

Apply now

Funeral Cash Plan Application

Apply now

Funeral Policy Proposal Application

Apply now

Assurance Policy without Life Cover

Apply now

Pay Premiums

Fidelity Life Southview Park Stands

Make Payment

Fidelity Life Manresa Park Stands

Make Payment

Fidelity Funeral Policy Premiums

Make Payment

Life Assurance Policy Premiums

Make Payment

News & Media

Latest News & Press Releases


FIDELITY Life Medical Aid Society (FLIMAS) was established 45 years ago as a closed society and opened to the public in 2002 in a move to provide solutions to clients’ needs in managing health care provisions. Flimas is a committed and responsible player in the health insurance sector and offers excellent, highly personalised services to clients and delivers value for money.

Flimas’ packages have superior benefits, no shortfalls, no co-payments, are affordable and are accepted nationwide. The Society has also introduced unique packages and schemes that are tailor-made to tackle the prevailing economic challenges.

The packages are designed to ensure equity by providing relevant benefits that commensurate with one’s earnings. The “one size fits all concept” in the provision of private hospital medical aid has been eliminated by ensuring that different packages allow private hospital treatment at institutions closest to the members’ residents at subscriptions that are reflective of the respective institutions’ charges. This has been welcomed by both employers and employees as all employees can now get some form of private hospital cover at affordable rates.

To compliment the “relevant packages” Flimas has introduced new medical aid schemes which include the Flimas Elite, Flimas Health partner and the Self managed schemes which further assist members and corporate bodies in maintaining free will and managing cash flows in these times when recapitalization and renovation prevails.

Flimas Health Partner members are obliged to use service providers that are on the medical aid’s expanding provider network or any service provider whose charges are within the Society’s Network tariffs. The Society will pay 100% of the costs from the provider networks or up to the tariff should the member seek treatment from service providers outside the network. In all cases, the maximum is the amount stated in the benefit limits.

On the other Hand, the Flimas Elite members have a choice to use any provider and the Society will pay up to 100% of the fees charged up to the benefit limits. In this instance, there are no restrictions and members are not guided by the Society’s tariffs but by the Provider Association tariffs.

The Managed Healthcare Scheme – This package is designed to cater for those organizations that prefer to administer their funds and retain ownership of such funds. It allows organization to pay their claims as they go as opposed to paying subscriptions that they have no access to.  This new scheme allows enormous flexibility and control of funds at the same time ensuring the much needed health care is provided to employees and their loved ones. Other than the medical bills and pharmaceutical bills the scheme also allows for usage on shortfalls which accrue when one is admitted in hospital for procedures that exceed stated benefits. In all cases, the fund owners have the final say and much needed free will.


There has been a trend in the developing countries for members to join health savings schemes or medical savings accounts plans. These schemes are segregated schemes that apply to the individual account holder. For members who are healthy, the schemes allow members to enjoy medical cover at the same time accumulating funds yearly for use during times of ill health. Funds are credited into the member’s account monthly and the member retains ownership of such funds. Members utilize their account balance for selected procedures and drugs purchases


Fidelity Life Assurance Editorial for Standard Supplement

Fidelity Life Assurance has been in the insurance industry for several decades. We have been the pioneers in a number of insurance products and we can proudly state that we still are a strong key player in this industry. The hyper-inflationary economic turmoil that Zimbabwe went through was a challenge for all insurance players and it resulted in a number of insurers falling off the wayside as it was a challenge to keep up with the turbulent environment. However, we at Fidelity Life Assurance have come up with innovative ways to resuscitate the contracts and come up with more relevant products.

Way forward on old policies

Even when dollarisation came, the challenges did not end. We at Fidelity were disappointed when we saw the true value of policies coming down drastically. But we did not end there! We are encouraging all Fidelity Life Assurance policy holders to pay a minimum of $5 and this will purchase them a minimum sum assured of $1000. Therefore, Fidelity Life Assurance has opened a window where you pay $5, and your immediate payout value at maturity is $1000. So for just $5, you or your beneficiaries get $1000! So call Fidelity today and find out about your policy.

New product Offering

Educational Policies-Over and above this, Fidelity Life Assurance has a wide array of products on offer, which include “Little Genius Educational Policy”. Gone are the days of free education and free University education. You have to plan for your child’s education and Fidelity realizes that education is the best and most valuable inheritance you can ever leave as a legacy to your child. Therefore this investment for your child has to start today! Fidelity Life Assurance makes it easy for you, so you do not have financial strain when the time dawns on you.

World Soccer Plan- To all our soccer fanatics, Fidelity Life presents yet another opportunity for you to watch the most prestigious games World Soccer Plan 2014.   If you start planning for it now,   then  in  five (5) years time you and your friends can be staying in a 5 star hotel, watching face-to-face the world champions compete for the World’s Best Soccer Trophy!

Key man Plan- Our latest brand of the KEYMAN plan that focuses on employers to get compensate for the loss of trading income that may result from the loss of the service of the key employee in case of death, sickness or injury. More details can be made available to the corporate representatives by contacting our offices.

Financial Statements & Annual Reports


2015 Fidelity Life Group Annual Report 7.88 MB 306371 downloads